This necklace is a big trend right now
Friday, June 30, 2023
The Credit Card that pays you for sharing and spending responsibly
The credit card that pays you for sharing and spending responsibly
Frequently Asked Questions
What is VITAL?
VITAL is the credit card that pays you to share and spend responsibly.
Get paid cash forever for each person you sign up.
Plus compete monthly to earn 5%, 2% or 1% cash back on all purchases.
VITAL is the credit card that pays you to share and spend responsibly.
Get paid cash forever for each person you sign up.
Plus compete monthly to earn 5%, 2% or 1% cash back on all purchases.
Get paid cash forever for each person you sign up.
Plus compete monthly to earn 5%, 2% or 1% cash back on all purchases.
What is the difference between referral and cash back rewards?
Referral rewards on VITAL are based on sharing.
You get paid cash forever for each person you sign up.
Plus, we also reward you when your friends sign up
new members and their friends sign up new members.
In addition to the referral rewards, every VITAL member
competes to earn 5%, 2% or 1% cash back on their purchases.
Members earn activity points by completing pre-determined monthly
activities that are based on good credit behavior, socially
responsible spending, life experiences, and daily spending.
VITAL cardholders with the most activity points at the end of
each month get 5% cash back on that month’s statement.
The next group gets 2%. Everyone else gets 1%.
Referral rewards on VITAL are based on sharing.
You get paid cash forever for each person you sign up.
Plus, we also reward you when your friends sign up
new members and their friends sign up new members.
You get paid cash forever for each person you sign up.
Plus, we also reward you when your friends sign up
new members and their friends sign up new members.
In addition to the referral rewards, every VITAL member
competes to earn 5%, 2% or 1% cash back on their purchases.
Members earn activity points by completing pre-determined monthly
activities that are based on good credit behavior, socially
responsible spending, life experiences, and daily spending.
competes to earn 5%, 2% or 1% cash back on their purchases.
Members earn activity points by completing pre-determined monthly
activities that are based on good credit behavior, socially
responsible spending, life experiences, and daily spending.
VITAL cardholders with the most activity points at the end of
each month get 5% cash back on that month’s statement.
The next group gets 2%. Everyone else gets 1%.
each month get 5% cash back on that month’s statement.
The next group gets 2%. Everyone else gets 1%.
What’s my referral score and how does that affect my referral rewards?
Every time you sign up a friend to VITAL, you earn 4 points
towards your referral score. Plus, you get an additional
2 points for everyone your friend signs up and another
1 point for the people they sign up. VITAL measures
and rewards your social network three tiers out.
At the end of each month, VITAL adds up every member’s*
referral score and pays out the Referral Rewards Pool
proportionately based on everyone’s score.
*In order for your referrals to qualify towards your total referral score,
each account must be active and in good standing. Active means they
spend as little as $1 per month.
Every time you sign up a friend to VITAL, you earn 4 points
towards your referral score. Plus, you get an additional
2 points for everyone your friend signs up and another
1 point for the people they sign up. VITAL measures
and rewards your social network three tiers out.
towards your referral score. Plus, you get an additional
2 points for everyone your friend signs up and another
1 point for the people they sign up. VITAL measures
and rewards your social network three tiers out.
At the end of each month, VITAL adds up every member’s*
referral score and pays out the Referral Rewards Pool
proportionately based on everyone’s score.
referral score and pays out the Referral Rewards Pool
proportionately based on everyone’s score.
*In order for your referrals to qualify towards your total referral score,
each account must be active and in good standing. Active means they
spend as little as $1 per month.
each account must be active and in good standing. Active means they
spend as little as $1 per month.
How do I compete for 5%, 2% or 1% cash back each month?
Every member can earn activity points by completing pre-determined
monthly activities that are based on good credit behavior, socially
responsible spending, life experiences, and daily spending.
VITAL cardholders with the most activity points at the end of each
month get 5% cash back on that month’s statement. The next group
gets 2%. Everyone else gets 1%.
Every member can earn activity points by completing pre-determined
monthly activities that are based on good credit behavior, socially
responsible spending, life experiences, and daily spending.
monthly activities that are based on good credit behavior, socially
responsible spending, life experiences, and daily spending.
VITAL cardholders with the most activity points at the end of each
month get 5% cash back on that month’s statement. The next group
gets 2%. Everyone else gets 1%.
month get 5% cash back on that month’s statement. The next group
gets 2%. Everyone else gets 1%.
How will I get paid my referral and cash back rewards each month?
VITAL is currently in pre-launch mode; we plan to deliver cards in late
2019. During our pre-launch, members have the opportunity to grow
their referral score. This will translate to more referral rewards once
we launch.
Once applications are received and approved, active users can
start receiving referral rewards and cash back.
VITAL is currently in pre-launch mode; we plan to deliver cards in late
2019. During our pre-launch, members have the opportunity to grow
their referral score. This will translate to more referral rewards once
we launch.
2019. During our pre-launch, members have the opportunity to grow
their referral score. This will translate to more referral rewards once
we launch.
Once applications are received and approved, active users can
start receiving referral rewards and cash back.
start receiving referral rewards and cash back.
What happens if I don’t get approved for VITAL after the pre-launch
phase is done; do I still get referral rewards for everyone I helped sign up?
We decided to rollout a pre-launch website before the cards were
ready because overwhelmingly when we spoke to potential members,
they wanted the opportunity to start growing their referral score
immediately. The risk of doing this is that not everyone will be
approved by our banking partner.
We are committed to making VITAL as accessible as possible.
Most people who qualify for a basic entry level credit card should
also qualify for VITAL, though we cannot make any guarantees.
If a member’s application gets denied, we want to make sure his/her
effort during the pre-launch is rewarded. As such, we will allow the
member to transfer his/her referral score to a friend or family member
with good credit.
We decided to rollout a pre-launch website before the cards were
ready because overwhelmingly when we spoke to potential members,
they wanted the opportunity to start growing their referral score
immediately. The risk of doing this is that not everyone will be
approved by our banking partner.
ready because overwhelmingly when we spoke to potential members,
they wanted the opportunity to start growing their referral score
immediately. The risk of doing this is that not everyone will be
approved by our banking partner.
We are committed to making VITAL as accessible as possible.
Most people who qualify for a basic entry level credit card should
also qualify for VITAL, though we cannot make any guarantees.
If a member’s application gets denied, we want to make sure his/her
effort during the pre-launch is rewarded. As such, we will allow the
member to transfer his/her referral score to a friend or family member
with good credit.
Most people who qualify for a basic entry level credit card should
also qualify for VITAL, though we cannot make any guarantees.
If a member’s application gets denied, we want to make sure his/her
effort during the pre-launch is rewarded. As such, we will allow the
member to transfer his/her referral score to a friend or family member
with good credit.
Is VITAL a Multi Level Marketing (MLM) or pyramid marketing company?
VITAL is not an MLM or pyramid marketing company, but we were
inspired by the idea of network marketing when we created our referral
program.
We don’t like MLM companies because MLM companies often stick
lots of their “sales members” with inventory (physical products) that
they paid for but are now unable to sell. MLM companies do offer
significant upside to their members, but often with a decent amount of risk.
On the other hand, VITAL is completely free to sign-up with no annual fee.
We offer a high quality beautiful aluminum card in the color of your choice,
5%, 2% or 1% cash back on all of your purchases, and give our members
THE OPTION to earn referral rewards if they choose to share VITAL.
If you don’t share, you still get a beautiful card, up to 5% cash back,
and no annual fee.
VITAL is not an MLM or pyramid marketing company, but we were
inspired by the idea of network marketing when we created our referral
program.
inspired by the idea of network marketing when we created our referral
program.
We don’t like MLM companies because MLM companies often stick
lots of their “sales members” with inventory (physical products) that
they paid for but are now unable to sell. MLM companies do offer
significant upside to their members, but often with a decent amount of risk.
lots of their “sales members” with inventory (physical products) that
they paid for but are now unable to sell. MLM companies do offer
significant upside to their members, but often with a decent amount of risk.
On the other hand, VITAL is completely free to sign-up with no annual fee.
We offer a high quality beautiful aluminum card in the color of your choice,
5%, 2% or 1% cash back on all of your purchases, and give our members
THE OPTION to earn referral rewards if they choose to share VITAL.
If you don’t share, you still get a beautiful card, up to 5% cash back,
and no annual fee.
We offer a high quality beautiful aluminum card in the color of your choice,
5%, 2% or 1% cash back on all of your purchases, and give our members
THE OPTION to earn referral rewards if they choose to share VITAL.
If you don’t share, you still get a beautiful card, up to 5% cash back,
and no annual fee.
Are there any rules around VITAL’s referral and cash back rewards?
In order to be eligible and activate your monthly referral rewards for sharing,
you must spend at least $250 per month. If you spend less than $250 in a
given month, you will not receive referral rewards for that month.
No matter how much you spend, you will always receive at least 1%
cash back on all of your purchases.
In order to be eligible and activate your monthly referral rewards for sharing,
you must spend at least $250 per month. If you spend less than $250 in a
given month, you will not receive referral rewards for that month.
you must spend at least $250 per month. If you spend less than $250 in a
given month, you will not receive referral rewards for that month.
No matter how much you spend, you will always receive at least 1%
cash back on all of your purchases.
cash back on all of your purchases.
Is there an annual fee for VITAL?
No, VITAL has no annual fee. It’s completely free to sign up and use
VITAL.
No, VITAL has no annual fee. It’s completely free to sign up and use
VITAL.
VITAL.
How can I donate my referral and cash back rewards to a charity on VITAL?
Each month you earn referral rewards for sharing and cash back for
spending on VITAL. We allow you to donate a portion or all of your
referral and cash back rewards to the pre-approved charity of your choice.
All charities on VITAL are vetted and approved by VITAL before we allow
them to receive your gift.
Each month you earn referral rewards for sharing and cash back for
spending on VITAL. We allow you to donate a portion or all of your
referral and cash back rewards to the pre-approved charity of your choice.
All charities on VITAL are vetted and approved by VITAL before we allow
them to receive your gift.
spending on VITAL. We allow you to donate a portion or all of your
referral and cash back rewards to the pre-approved charity of your choice.
All charities on VITAL are vetted and approved by VITAL before we allow
them to receive your gift.
Will signing up for VITAL and sharing during the pre-launch period affect
my credit?
No, you are not actually applying for a credit card at this time.
We are allowing people interested in getting a VITAL Card in the near
future to sign up and begin sharing and growing their VITAL network.
No, you are not actually applying for a credit card at this time.
We are allowing people interested in getting a VITAL Card in the near
future to sign up and begin sharing and growing their VITAL network.
We are allowing people interested in getting a VITAL Card in the near
future to sign up and begin sharing and growing their VITAL network.
How often are rewards paid?
VITAL pays referral and cash back rewards at the end of every month.
VITAL pays referral and cash back rewards at the end of every month.
Are credit card rewards taxed?
No, credit card rewards are not taxed.
No, credit card rewards are not taxed.
Will VITAL offer a business/commercial card?
We have not yet announced plans to offer a business/commercial card,
but stay tuned for updates.
We have not yet announced plans to offer a business/commercial card,
but stay tuned for updates.
but stay tuned for updates.
Will VITAL allow joint accounts?
No, VITAL is for individual use only at the moment.
No, VITAL is for individual use only at the moment.
Is there a monthly bill to pay with VITAL?
VITAL is a credit card, and therefore a bill is generated each month
that must be paid off in full before the payment period ends.
Failure to not pay off your bill can result in fees and damage
your credit score.
VITAL is a credit card, and therefore a bill is generated each month
that must be paid off in full before the payment period ends.
Failure to not pay off your bill can result in fees and damage
your credit score.
that must be paid off in full before the payment period ends.
Failure to not pay off your bill can result in fees and damage
your credit score.
Is VITAL available internationally?
We’re focused on launching VITAL to cardholders in the U.S.
(50 states + D.C.) first. We’d love to issue cards to people
all over the world, but that’s another challenge altogether.
We’re focused on launching VITAL to cardholders in the U.S.
(50 states + D.C.) first. We’d love to issue cards to people
all over the world, but that’s another challenge altogether.
(50 states + D.C.) first. We’d love to issue cards to people
all over the world, but that’s another challenge altogether.
Can people who are not citizens or permanent residents of the
United States apply?
Initially, we will only be open to citizens and permanent residents
of the United States. Stay tuned for updates.
Initially, we will only be open to citizens and permanent residents
of the United States. Stay tuned for updates.
of the United States. Stay tuned for updates.
Can I build my credit history using VITAL?
Using VITAL will build your credit history, and responsible account
management (like paying your bill on time), will improve your credit
score over time.
Using VITAL will build your credit history, and responsible account
management (like paying your bill on time), will improve your credit
score over time.
management (like paying your bill on time), will improve your credit
score over time.
Does VITAL maintain a bank charter?
VITAL does not maintain its own bank charter, instead we’ve partnered
with an existing bank which allows us to operate with greater efficiency.
VITAL does not maintain its own bank charter, instead we’ve partnered
with an existing bank which allows us to operate with greater efficiency.
with an existing bank which allows us to operate with greater efficiency.
How can I get VITAL Card?
We are still in a pre-launch stage. Once we begin accepting applications
in late 2019, you will need to apply and undergo a typical credit card
application process.
We are still in a pre-launch stage. Once we begin accepting applications
in late 2019, you will need to apply and undergo a typical credit card
application process.
in late 2019, you will need to apply and undergo a typical credit card
application process.
What will be required to qualify for VITAL?
You must be a permanent resident of the United States, at least 18
years old (or 19 if in you are in Alabama or Nebraska), and have a
valid social security number. You will need a physical address
(but you can later add a PO Box as a mailing address if you are approved).
You must also satisfy certain other underwriting criteria and pass a credit
check, although you’re welcome to apply even with a thin credit history or
no credit history.
You must be a permanent resident of the United States, at least 18
years old (or 19 if in you are in Alabama or Nebraska), and have a
valid social security number. You will need a physical address
(but you can later add a PO Box as a mailing address if you are approved).
You must also satisfy certain other underwriting criteria and pass a credit
check, although you’re welcome to apply even with a thin credit history or
no credit history.
years old (or 19 if in you are in Alabama or Nebraska), and have a
valid social security number. You will need a physical address
(but you can later add a PO Box as a mailing address if you are approved).
You must also satisfy certain other underwriting criteria and pass a credit
check, although you’re welcome to apply even with a thin credit history or
no credit history.
When will VITAL begin accepting applications?
Saturday, June 3, 2023
Happy Fourth of JULY Everyone. music adored for the Event
here are some AWESOME INDEPENDENCE DAY MUSIC
LENNY KRAVITZ- AMERICAN WOMAN
ESTELLE - AMERICAN BOY
SPRINGSTEEN- BORN IN THE USA
MADE IN AMERICAN - TOBY KEITH
SWEET HOME ALABAMA- LYNRD SKYNRD
FIREWORKS- KATY PERRY
AMERICA- IMAGINE DRAGONS
AMERICAN- MACKELMORE
ENJOY YOURS********
Subscribe to:
Posts (Atom)